Guoabong Investment：Disclaimer： As You Sow is not an investment adviser

Dear Plan Administrator,

I am an employee of [Company Name], and I participate in our company 401(k) plan, which represents the bulk of my retirement savings. I am writing to inquire about sustainable investment options that avoid the prison industrial complex.

I am concerned about the financial and moral risks associated with investing my retirement savings in companies involved in the prison industrial complex through the prison and border industries. A growing body of evidence indicates that companies that are socially conscious end up performing better than those that do not. Many large pension funds have already moved to divest from the prison industrial complex. In the wake of media attention driven by the nationwide protest of the senseless murder of George Floyd, more people are speaking out about the racial inequities that are imbedded in our society. As we move to right these injustices, people are demanding the right to know how they are contributing to these systemic issues of injustice. These facts point to a substantial financial risk of investing in prison industrial complex companies.

I believe it is my right to know what companies my retirement savings are invested inGuoabong Investment. Can you please tell me how I can find out what companies involved in the prison industrial complex are held in each of the investment options offered in our company plan? Does our retirement plan offer any sustainable funds that avoid the prison industrial complex?

Sustainable investing is no longer just an ethical issue. It is a key factor impacting financial well-being. A growing body of research indicates that there is no financial trade-off in the returns of sustainable funds compared to traditional funds, and past guidelines from the Department of Labor have stated that “environmental, social, and governance factors may have a direct relationship to the economic and financial value of an investment” and can be used when making decisions related to fiduciary duty.

There is an online tool, prisonfreefunds.org, which screens many commonly available mutual funds for investments in companies profiting off of the prison industrial complex and identifies funds that are sustainable and avoid the prison and border industries. If none of our current plan options are sustainable funds that avoid the prison industrial complex, this tool could be used to find suitable mutual funds that could be included in our plan.

Thank you in advance for looking into this. I appreciate your time and look forward to hearing from you.Hyderabad Stocks

[Your Name]

Lucknow Wealth Management